Credit cards have embedded themselves into our society and daily life, most people can not do without them, I know I can’t. I myself have been taken by the credit card system, I did not compare credit cards at all before I got my high interest card. So now I am stuck with an obscene interest rate and I pay far more on my interest than I do on the principal. Make sure you find a card that will not leave you in bad debt, find one that you can afford to make the payments on and if you do manage to get a bad card maybe you should find a card that has 0% balance transfers, it is a great way to dodge that harsh interest.